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Ff Dax Ot Regular Baptist' title='Ff Dax Ot Regular Baptist' />Wells Fargo Failed To Refund Insurance Money To People Who Paid Off Car Loans Early Report. Wells Fargo is already facing a blitz of litigation and regulatory scrutiny after the bank announced it would reimburse 8. Now, Wells is facing a new inquiry for failing to refund insurance money as required to people who paid off car loans early, according to The New York Times. Last week, Wells Fargo announced it would reimburse 8. Read more Read. The newest probe is being handled by the Federal Reserve Bank of San Francisco, the Times reports, and it involves guaranteed auto protection insurance, which is intended to protect a lender against the fact that a carthe collateral for its loanloses significant value the moment it is driven off the lot. Heres more from the Times on why this ended up an issue for Wells GAP insurance, also known as guaranteed asset protection, makes up that difference for a lender if, for instance, a car is stolen before the loan is paid off. Regular car insurance typically covers only the current market value. Because Wells Fargo is a large auto lender, tens of thousands of customers may have been affected by the banks actions on GAP insurance. It is not mandatory for car buyers to carry GAP insurance, which typically costs 4. But car dealers push the insurance, and lenders like it because of the protection it provides. When borrowers pay off the loans early, they are entitled to a refund of some of the GAP insurance premium because the coverage they paid for is no longer needed. So not only did Wells fess up to forcing unneeded collision insurance on customersof which 2. A spokesperson for Wells told the newspaper that the issue was discovered during an internal review. We are reviewing our practices and actively working with our dealers and have already begun making improvements to the GAP refund process, the spokesperson said in a statement to the Times. If we find customer impacts, we will make customers whole. And they should. Failing to refund insurance money could wind up increasing the total amount owed by a consumer, as the Times notes, and that figure can take a whack on someones credit report. What a mess. Have a tip about Wells Fargo and its auto lending practices Reach out at ryan. San Francisco 4. 9ers season. The 2. 01. 3San Francisco 4. National Football League, the 6. Jim Harbaugh and Trent Baalke. This was the 4. 9ers final season playing their home games at Candlestick Park before moving into Levis Stadium for the 2. Ff Dax Ot Regular Pentagon' title='Ff Dax Ot Regular Pentagon' />Wells Fargo is already facing a blitz of litigation and regulatory scrutiny after the bank announced it would reimburse 80 million to 570,000 people who may have. Ff Dax Ot Regular Show' title='Ff Dax Ot Regular Show' />Ff Dax Ot RegularlyJulian Assange sent his first tweet ever from a personal account back in February, and has been tweeting away since. But theres an imposter account that has been. The 4. 9ers entered the season as the defending NFC champions, qualified for the playoffs as the fifth seed Wild Card, and hoped to win a sixth Super Bowl title, after falling just short during the previous season. The 4. 9ers defeated the Green Bay Packers 2. Wild Card round and the Carolina Panthers 2. Divisional round, but lost to the Seattle Seahawks in the NFC Championship by a score of 2. The 2. 01. 3 season was the last season in which the San Francisco 4. NFL DrafteditNotesa The team acquired an additional second round selection No. Alex Smith to the Kansas City Chiefs. The team acquired an additional third round selection No. Carolina Panthers. The team acquired an additional fifth round selection No. Indianapolis Colts. The team traded a fifth round selection No. No. 2. 27 overall to the Cleveland Browns for quarterback. Colt Mc. Coy and a sixth round selection No. The team acquired an additional sixth round selection No. Miami Dolphins. f The team traded their sixth round selection No. Baltimore Ravens for wide receiver. Anquan Boldin. g The team acquired an additional seventh round selection No. Taylor Mays to the Cincinnati Bengals. The team traded their first round selection No. No. 7. 4 overall to the Dallas Cowboys for a first round selection No. The team traded one of their second round selections No. Tennessee Titans for a second round selection No. No. 2. 16 overall, and a 2. The team traded a second round selection No. No. 1. 73 overall to the Green Bay Packers for a second round selection No. The team traded a third round selection No. No. 2. 16 overall to the Green Bay Packers for a third round selection No. Final rostereditPreseason ScheduleeditRegular Season ScheduleeditNote Intra division opponents are in bold text. Regular Season Game SummarieseditWeek 1 vs. Green Bay PackerseditGame information. First quarter. Second quarter. SF TD 8 5. 7 Anquan Boldin 1. Yard Pass from Colin Kaepernick Dawson XPGB TD 0 1. Jermichael Finley 1. Yard Pass from Aaron Rodgers Crosby XPThird quarter. SF TD 9 4. 6 Vernon Davis 2 Yard Pass from Colin Kaepernick Dawson XPGB TD 3 1. Jordy Nelson 8 Yard Pass from Aaron RodgersCrosby XPFourth quarter. SF FG 1. 4 1. Phil Dawson 2. Yard FGGB TD 8 2. Eddie Lacy 2 Yard Rush Crosby XPSF TD 5 4. Frank Gore 1 Yard Rush Dawson XPSF FG 0 2. Phil Dawson 3. 3 Yard FGTop passers. GB Aaron Rodgers 2. Yards, 3 TD, INTSF Colin Kaepernick 2. Yards, 3 TDTop rushers. GB Eddie Lacy 1. Rushes, 4. Yards, TDSF Frank Gore 2. Rushes, 4. 4 Yards, TDTop receivers. GB Jordy Nelson 7 Receptions, 1. Yards, TDSF Anquan Boldin 1. Son Volt A Retrospective Rar here. Receptions, 2. 08 Yards, TDTop tacklers. Colin Kaepernick set a career high with 4. Quarterback since Tim Rattay on October 1. Jeff Garcia in 1. Anquan Boldin, making his debut as a 4. Vernon Davis had 6 receptions for 9. Week 2 at Seattle SeahawkseditGame information. First quarter. Second quarter. SEA SAF 1. 0 3. San Francisco committed penalty in end zone. SEA FG 5 5. 2 Steven Hauschka 3. Third quarter. Fourth quarter. SEA TD 1. 3 4. Marshawn Lynch 7 yard pass from Russell Wilson Steven Hauschka XPSEA FG 1. Steven Hauschka 3. SEA TD 4 2. 2 Marshawn Lynch 2 yard rush Steven Hauschka XPTop passers. SF Colin Kaepernick 1. INTs. SEA Russell Wilson 81. TD, 1 INTTop rushers. SF Colin Kaepernick 9 rushes, 8. SEA Marshawn Lynch 2. TDs. Top receivers. SF Kyle Williams 4 catches, 3. SEA Marshawn Lynch 3 catches, 3. TDTop tacklers. Seattle comfortably beat the 4. Seahawks defense proving far too strong. Week 3 vs. Indianapolis ColtseditWeek Three Indianapolis Colts at San Francisco 4. Game summary. 12. Total. Colts. 73. Candlestick Park, San Francisco, California. Game information. First quarter. Second quarter. IND FG 7 0. 0 Adam Vinatieri 4. Third quarter. IND FG 6 4. Adam Vinatieri 4. Fourth quarter. Top passers. IND Andrew Luck 1. SF Colin Kaepernick 1. INTTop rushers. IND Ahmad Bradshaw 1. TDSF Frank Gore 1. Top receivers. Top tacklers. The 4. 9ers were heavily beaten for the second straight week to fall to a 1 2 record. The Colts running game and defensive strength proved too strong in Kaepernicks first home defeat as a starter. Week 4 at St. Louis RamseditWeek Four San Francisco 4. St. Louis Rams  Game summary. Total. 49ers. 01. Rams. 30. 08. 11at Edward Jones Dome, St. Louis, Missouri. Game information. First quarter. Second quarter. Third quarter. SF TD 8 4. Vernon Davis 1. 2 yard pass from Colin Kaepernick Phil Dawson kickFourth quarter. Top passers. SF Colin Kaepernick 1. Obd Ii Iso 9141 Interface Circuit here. Yards, 2 TDSTL Sam Bradford 1. Yards, TD, INTTop rushers. SF Frank Gore 2. TDSTL Daryl Richardson 1. Top receivers. SF Anquan Boldin 5 receptions, 9. TDSTL Austin Pettis 5 receptions, 5. Top tacklers. The 4. Thursday Night Football victory over divisional opponent St Louis. Both the passing and running offense were effective in the victory, a positive sign of things to come, while the defense was its usual strong. Week 5 vs. Houston TexanseditWeek Five Houston Texans at San Francisco 4. Game summary. 12. Total. Texans. 00. Candlestick Park, San Francisco, California. Date October 6. Game time 5 3. PDTGame weather 7. F 2. 4 C, sunny. Game attendance 6. Referee Mike Carey. TV announcers NBC Al Michaels, Cris Collinsworth and Michele Tafoya. Recap, Game book. Game information. First quarter. Second quarter. Third quarter. HOU FG 1. Randy Bullock 4. 1 yard field goal. SF FG 5 1. 5 Phil Dawson 3. Fourth quarter. Top passers. HOU Matt Schaub 1. INTs. SF Colin Kaepernick 61. TDTop rushers. HOU Arian Foster 2. SF Frank Gore 1. TDTop receivers. HOU Owen Daniels 6 catches, 6. SF Vernon Davis 3 catches, 8. TDTop tacklers. Another large victory gave the 4. Quarterback Colin Kaepernick only completed 6 of his 1. Frank Gore and Anthony Dixon ran for touchdowns, while cornerback Tramaine Brock picked off two Matt Schaub passes, one for a touchdown on Schaubs first pass of the game, with Tony Jerod Eddie also picking up an interception. The 4. 9ers improved to 3 2, just one game off the 4 1 Seattle Seahawks in the battle for NFC West, who had lost to the Indianapolis Colts. Week 6 vs. Arizona CardinalseditWeek Six Arizona Cardinals at San Francisco 4. Game summary. 12. Total. Cardinals. Candlestick Park, San Francisco, California. Game information. First quarter. Second quarter. Third quarter. ARI TD 8 1. Michael Floyd 1. 0 yard pass from Carson Palmer two point try failedFourth quarter. SF TD 6 3. 5 Kendall Hunter 6 yard rush Phil Dawson XPSF FG 4 1. Phil Dawson 4. 4 yard field goal. Top passers. ARI Carson Palmer 2. Toca Race Driver 2 Completo there. TDs, 2 INTs. SF Colin Kaepernick 1. TDs, 1 INTTop rushers. ARI Andre Ellington 7 rushes, 5. TDSF Frank Gore 2. Top receivers. ARI Larry Fitzgerald 6 catches, 1. TDSF Vernon Davis 8 catches, 1. TDs. Top tacklers. A third straight win for the 4. Colin Kaepernick had 2. Vernon Davis, Frank Gore ran for 1. Week 7 at Tennessee TitanseditGame information. First quarter. Second quarter. Third quarter. SF TD 7 2. Frank Gore 1 yard rush Phil Dawson XPFourth quarter.